For general companies, joint modeling is too troublesome, and it is often better to directly access standard products. The standard product saves the trouble of joint job function email list modeling, and also avoids the problem of too few samples in modeling and premature job function email list failure caused by subsequent customer migration. 28)
The risk control problem of small loan companies is job function email list that they lack their own data and must rely on third-party data sources. As a result, most small loan companies will fall into a predicament, that is, to introduce a new data source, the test effect is good, and job function email list the pass rate and bad debt rate will not improve at all when it goes online, and even negative effects often occur.
This is because modeling cannot simply delineate a sample, job function email list and add each data source to it to calculate the gain. To keep up with the times, use the latest samples, iterate the entire strategy, and if necessary take down the data source in question. 29) Risks that job function email list are not risky are essentially all user management.